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Category Archives: Trends & Perspective

Banks enjoy cheap loans while Students pay high cost for admission to the new economy

Banks enjoy cheap loans A little something via Senator Elizabeth Warren. When the financial crisis hit, any financial player became a bank so that they could borrow cheap loans at the Fed’s overnight lending window.  Several former investment banks including Goldman Sachs and Morgan Stanley were successful at getting access to this artificial cheap funding. … Continue Reading

Relative Value of Buying a Home | Housing Quotes

One thing that makes it very hard to forecast home prices right now is that we’re living in a totally artificial real estate economy” said Robert Shiller, co-creator of the Standard & Poor’s/Case-Shiller Index, a widely followed measure of housing prices. Shiller pointed to the Federal Reserve, which last week reaffirmed its policies on bond… Continue Reading

Newer Homes Are 30% Larger but More Efficient, Economical than Older Homes

According to the U.S. Energy Information Agency (EIA), “U.S. homes built in 2000 and later consume only 2% more energy on average than homes built prior to 2000, despite being on average 30% larger.” Most of the increased efficiency comes in the form of space heating where the increased efficiency of new heating appliances and… Continue Reading

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